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第2章 意外之邀

The oaken front doors had swung open. Students beside them scuttled out of the way as Dumbledore appeared in the entrance. What he had been doing out in the grounds Harry could not imagine, but there was something impressive about the sight of him framed in the doorway against an oddly misty night. Leaving the doors wide open behind him he strode forwards through the circle of onlookers towards Professor Trelawney, tear-stained and trembling, on her trunk, Professor McGonagall alongside her.

table. As he slowly seated himself, he looked at the lady. She fixed

The more we knew about the power of money, the more distant we grew from the teachers and our classmates.

that Mr. Giles had captured a robber; and the tinker busied

that I should set my heart on very much.’

The head bull, HAIG, checks his list:

The Order of the Phoenix

that thou dost not feel. Wert thou as young as I, Juliet thy love, An hour

The real tragedy is that the lack of early financial education is what creates the risk faced by average middle class people. The reason they have to play it safe is because their financial positions are tenuous at best. Their balance sheets are not balanced. They are loaded with liabilities, with no real assets that generate income. Typically, their only source of income is their paycheck. Their livelihood becomes entirely dependent on their employer.